We deliver the most effective retirement plans possible for organizations in the best interest of their employees’ financial health.

GROUNDED IN SERVICE

Navigating the complexities of the retirement plan industry can be challenging. We've experienced those challenges firsthand and believe plan sponsors deserve a partner who brings clarity, expertise, and accountability to every decision. That's why we built Marcado around three guiding principles that drive our daily decisions:

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Simplicity

in cost, design, and communication.

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Advocacy

for you.

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Care

for your people.

STRUCTURED FOR YOUR SUCCESS 

Every retirement plan has different needs, resources, and advisory relationships. We structure our role accordingly, providing comprehensive plan consulting, investment advice, or discretionary investment management based on the level of support you need.

Comprehensive Plan Consulting

Ongoing support across plan design, investments, vendor management, fiduciary governance, participant education, and administration.

ERISA 3(21) Investment Advisory

Fiduciary investment advice and recommendations, with the plan fiduciaries retaining final investment decision-making authority.

ERISA 3(38) Investment Management

Discretionary fiduciary investment management, with responsibility for selecting, monitoring, and replacing plan investment options.

Depending on the scope of the engagement, our services may include:

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PLAN DESIGN

  • Plan data analysis and industry benchmarking

  • Design advice and continuous improvement adjustments

  • Communication and education strategy implementation

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VENDOR MANAGEMENT

  • Selection and monitoring of service providers

  • Fee and service benchmarking

  • Contract negotiations, advocating on behalf of plan sponsor

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INVESTMENTS

  • Investment fiduciary services, including 3(21) advisory and 3(38) discretionary investment management

  • Investment policy statement development and monitoring

  • Investment menu design, selection, and monitoring

  • Default investment selection and monitoring

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FINANCIAL HEALTH

  • Targeted initiatives through plan design

  • Tailored employee group education

  • One-on-one participant meetings, on request

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ADMINISTRATION

  • Documentation and fiduciary file support

  • Best practices implementation, including fiduciary training

  • Participant notice and responding to participant request procedures